Finance solutions tailored to your goals.
Whether you're buying your first home, refinancing or building an investment portfolio, Calder Property Finance provides personalised lending solutions and support every step of the way.
Your local Mortgage & Finance Broker
Hi, I'm Cass Calder, Managing Director and Mortgage Broker at Calder Property Finance.
I help first home buyers, refinancers and property investors navigate the lending process with confidence.
Whether you're purchasing your first property, reviewing your existing loan or building an investment portfolio, I take the time to understand your goals and provide lending solutions tailored to your needs.
With access to a wide range of lenders and products, my focus is on making the process as simple and stress-free as possible from application through to settlement.
Based in Geelong, I proudly assist clients throughout Victoria and across Australia.
How We Can Help
Whether you're purchasing your first home, refinancing, investing in property or looking to access equity, we provide personalised mortgage advice and lending solutions tailored to your goals.
First Home Buyers
Guidance through the home loan process, government schemes and lender options to help you buy with confidence.
Home Loans
Competitive lending solutions tailored to your circumstances and long-term goals.
Refinancing
Review your current loan and explore options that may reduce repayments, improve features or better suit your needs.
Investment Loans
Finance solutions designed to help build and grow your property portfolio.
Equity Release
Access available equity to renovate, invest, consolidate debt or fund future plans.
Debt Consolidation
Simplify multiple debts into one manageable repayment where appropriate.
Self-Employed Lending
Loan solutions for business owners, contractors and self-employed borrowers.
Construction Loans
Finance solutions to help you build a new home, investment property or major renovation project.
Ongoing Loan Reviews
Regular reviews to ensure your lending remains competitive and aligned with your goals.
Asset Finance
Finance solutions for vehicles, equipment and other business or personal assets.
Frequently Asked Questions
Find answers to some of the most common questions about home loans, refinancing, property investment and working with a mortgage broker.
In most cases, no. We are generally paid a commission by the lender once your loan settles. If any fee is applicable, it will always be discussed with you upfront.
Borrowing capacity depends on your income, expenses, existing commitments and the lender's assessment criteria. We can help determine your borrowing power and suitable lending options.
Absolutely. We can guide you through the home buying process, explain government assistance schemes and help find a loan that suits your needs.
Yes. We can review your current loan and explore options that may reduce your repayments, improve loan features or better align with your financial goals.
Yes. Where appropriate, we can assist eligible clients to arrange a deposit bond through an approved provider.
A deposit bond is a guarantee that can be used instead of paying the cash deposit when contracts are exchanged. This can be useful if your funds are tied up, such as waiting for the sale of your current home to settle.
Deposit bonds are subject to eligibility criteria and must also be accepted by the vendor. We'll let you know whether a deposit bond may be suitable for your circumstances.
Yes. We have access to a broad panel of lenders and can compare available options to help find a solution that suits your circumstances.
Yes. We work with business owners, contractors and self-employed applicants and can help navigate lender requirements and available lending options.
Approval timeframes vary between lenders and depend on the complexity of the application. We will keep you informed throughout the process and help manage timelines wherever possible.
Yes. We can help arrange finance for investment properties and compare loan options that align with your investment strategy and goals.
Ready to take the next step?
Whether you're purchasing your first home, refinancing an existing loan or growing your property portfolio, we'll help you navigate the process and find a lending solution tailored to your goals.
Ready to Discuss Your Finance Options?
Whether you're buying your first home, refinancing or investing, complete the form below and I'll be in touch to discuss your options.
Privacy
Calder Property Finance Pty Ltd collects personal information when you contact us or submit an enquiry through this website.
We collect this information to respond to your enquiry, provide mortgage broking and credit assistance services, and meet our legal obligations.
We take reasonable steps to protect the personal information we hold and only disclose it where required by law or where necessary to provide our services.
If you have any questions about how your personal information is handled, please contact us.